if they want and they've got 25 or fewer employees, they can get a tax credit. so there's only a carrot. there's no stick. so small businesses just in a terrific position under obama care. a >> and the cost shifting we've seen in the last couple of decades, whether it's rising deductib deductibles, it has a real impact on patients. some of my patients will say, i just can't afford that right now. maybe it's a screening colonosco colonoscopy, where we could possibly prevent a colon cancer. if we could prevent that with a procedure to help detect it and treat early -- >> and the preventative care is free. that's the thing. with this, preventative care is free. when you say catastrophic costs, the cost of preventative care is minuscule compared to what happens when you don't go for preventative care and you have to treat a catastrophic illness. this is a way to basically say, you don't have to pay a dime! you can come and we can check, a mammography, whatever it is, we can make sure you don't get it, it costs us maybe $10,000 rather than costing you $100,000. >> th